Electronic Merchant Systems
South Carolina's Leading Merchant Service Provider

One Company... Endless Resources
Our Services

The lowest cost credit card processing services!
  • Merchant Services include (All Business Types: Retail, Moto, Internet and E-Commerce)
  • Credit Card & Debit Card Processing
  • Gift & Loyalty Programs
  • Check Conversion
  • Check Guarantee
  • Check Verification
  • Check ACH (Automated Program)
  • POS Terminals (Nurit, Hypercom, Verifone)
  • POS Software

 "It's all about making payment convenient for your customers"

Smart business owners offer their customers all forms of payment. They know by making payment convenient for the customer, the customer will return again and again.


Credit Card Processing, Credit Card Terminals
Controlling your company's cash flow and greatly simplifying your collection processes is what accepting credit cards is all about.  It is an inexpensive, convenient, and safe way for companies to accept payment from their customers.


Check Conversion / Guarantee
Check conversion actually turns a paper check transaction into a debit transaction, directly depositing guaranteed funds to your bank within 24 hours. With the advent of the Check 21 Act this can alleviate the chance for merchants to receive bad checks. As you may be aware the new Check 21 law went into effect October 28th 2004. This represents the most significant change in the handling of paper checks that we've seen in the last 40 years. With Check 21, customers will no longer be able to float checks. Utilizing our Check Conversion System, you can protect yourself from unnecessary bank charges.


Gift Cards

Advantages
Join and profit from the fastest growing consumer payment system. Our ‘stored value’ gift cards can be the most profitable gift you can possibly give. Replace your paper based gift certificate system with cards that have the look and feel of a credit card, which your customers already know and trust. Transactions are tracked automatically so the time-consuming process of tracking and handling paper gift certificates are a thing of the past.

Make Money
Your customers will spend more money than they normally would have because the card is already prepaid. They will also tend to spend more at full price rather than wait for a sale… increasing profits. The availability of customized cards will allow you to display your organizations logo, building brand name recognition every time the gift card is pulled out.

Save Money
When gift cards are used in place of traditional gift certificates, the dollar amount left after the initial purchase can be subtracted from the total amount of the card and then reused. Instead of refunding the amount of left on the gift certificate in the form of cash which can be used anywhere. Eliminate the costly hassle associated with ‘paper gift certificates’ tracking and handling. Offer gift cards as a replacement to traditional money-back return policies, encouraging your customers to return to your store.

Reduce Fraud
The possibility of fraud is greatly reduced when compared to ‘paper gift certificates’. Traditional forms of gift certificates are usually ‘good as cash’ as soon as they are printed. With gift cards they have no value until they are purchased and activated at the point of sale. This built in feature allows you a level of security not available with any other form of gift certificate.