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Resources
Standard Merchant Rates & Fees
Take your time....Shop and
Compare!
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Please note when comparing rates from different
companies always ask for complete and total charges.
All companies are subject to surcharges from Visa
and Mastercard for keyed and non-qualified
transactions. The rates listed below are total
and complete rates with all surcharges included.
All rates from EMS are guaranteed not to go up
unless the interchange increases. That
increase would only be the exact amount that the
interchange increases, no more. Many credit
card companies take advantage and add additional
fees when the interchange increases. Please
call us if you have any questions regarding rates
and fees or any quotes you are comparing. EMS
will meet or beat any valid rate quote from any
merchant service provider.
|
Application / Set up |
No Charge |
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Visa (Swiped) |
1.69% |
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Mastercard (Swiped) |
1.74% |
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Visa / Mastercard (Keyed) |
2.29% |
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Visa / Mastercard (Non-Qualified) |
2.99% |
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Transaction Fee |
.20 cents |
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Monthly Minimum Fee |
$10.00 |
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Monthly Statement Fee |
$10.00 |
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Debit Access Fee |
No Charge |
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Debit Transaction Fee (pin based) |
.55 cents |
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Debit Transaction (swiped) |
1.49% |
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Contract Term |
None |
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Early Termination Fee |
None |
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